Built Different.
We're not your father's lending company.
We're not your father's lending company.
Bikinnibottoms was founded on a simple, radical idea: business owners deserve a lender that actually respects them. Traditional banks wrap you in paperwork, gatekeep capital behind credit scores, and move at the speed of bureaucracy.
We decided to tear up that playbook. As a direct lender, we cut out the middlemen and connect business owners directly with the capital they need to grow, pivot, or simply survive the next quarter.
Our team has decades of combined experience in financial services, but more importantly, we've been on the other side of the desk. We know what it feels like to be told "no" when your business is on the line.
That's why we built a lending operation that's fast, transparent, and designed for real business owners — not just the ones with perfect credit and a corner office.
Every day without capital is a missed opportunity. We move fast because your business can't afford to wait.
No hidden fees, no fine print traps, no surprise rate hikes. You see every dollar and every term upfront.
We built this for the grinders, the builders, the ones who make things happen. You deserve a lender that gets it.
Stop asking permission. Start getting funded.
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