Terms of Service

Last Updated: February 23, 2026

1. Acceptance of Terms

By accessing or using the Bikinnibottoms website (bikinnibottoms.com) and our services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services. These terms constitute a legally binding agreement between you and Bikinnibottoms.

2. Description of Services

Bikinnibottoms is a direct business lender providing financial services including working capital loans, revenue-based financing, short-term financing, and business expansion funding. Our services are offered to qualified businesses and business owners. All lending products are subject to credit approval, verification, and underwriting criteria.

3. Eligibility

To use our services, you must be at least 18 years of age and have the legal authority to enter into binding agreements. If you are submitting an application on behalf of a business entity, you represent that you have the authority to bind that entity to these terms.

4. Application and Approval Process

Submitting an application through our website does not guarantee approval or funding. All applications are subject to our review and underwriting process. We reserve the right to request additional documentation, decline applications, or modify terms at our discretion. Any offers of funding are contingent upon final verification of the information provided.

5. SMS/Text Messaging Terms

By opting in to receive SMS or text messages from Bikinnibottoms, you acknowledge and agree to the following:

6. User Responsibilities

When using our website and services, you agree to:

7. Intellectual Property

All content on the Bikinnibottoms website, including text, graphics, logos, images, and software, is the property of Bikinnibottoms or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on our website without our prior written consent.

8. Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components. We make no guarantees regarding the accuracy or completeness of any information on our website.

9. Limitation of Liability

To the fullest extent permitted by law, Bikinnibottoms shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, regardless of the theory of liability.

10. Indemnification

You agree to indemnify and hold harmless Bikinnibottoms, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from your use of our website or services, your violation of these terms, or your violation of any rights of a third party.

11. Governing Law

These Terms of Service shall be governed by and construed in accordance with applicable federal and state laws. Any disputes arising from these terms or your use of our services shall be resolved through appropriate legal channels.

12. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to our website. Your continued use of our website after any modifications constitutes your acceptance of the updated terms. We encourage you to review these terms periodically.

13. Severability

If any provision of these Terms of Service is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

14. Contact Information

If you have any questions about these Terms of Service, please contact us:

Bikinnibottoms
Email: info@bikinnibottoms.com
Website: bikinnibottoms.com